How to Get a OFW Loan

In this article we will show you how you can still get a loan from a Philippines bank, even if you are an OFW and still currently overseas. This is what is widely known as a ‘OFW Loan’.

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Most of the major banks in the Philippines offer OFW loans. Here are a few we found after a quick look:

How to Get a OFW Loan
  1. BDO
  2. Metrobank
  3. Land Bank of the Phillippines
  4. FCB (First Consolidated Bank of the Philippines)
  5. PS Bank
  6. BPI
  7. and many more.

As you can see, as an OFW your options to avail a loan are many. Many of these banks will also allow you to complete an application form whilst you are still living and working overseas if you already have an existing account with that same bank.  For example, if you already bank with Philippine National Bank and you want a OFW loan, your are likely only going to be approved with you contact PNB. Because, BPI may not have any of your records or identification on file.

Whilst living abroad, some banks will enable you to nominate a beneficiary for the OFW loan. This may be a wife, brother, parent, etc. This person whom you nominate can receive the funds and you will still be the one responsible to repay the monthly repayment fees.

Call the bank during Philippine banking hours and speak to them about your requirements. They will then advise you of the process to get the loan. Or, if you do not wish to stay awake very late to contact the bank, you can simply apply for a OFW loan through this website by clicking any of the ‘Apply Now’ buttons. We will liaise with you and send you the application form. This is a free service for you and will not see you pay any additional fees or costs than what you would if you had applied directly with the bank.

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How to Get a OFW Loan
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How much can I borrow for a OFW loan?
How much can I borrow?

You will only be approved for a OFW Loan that you can afford based on your salary and existing expenses. This depends on what your current salary is and it depends on how much you borrow.

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What are my repayments?

Your repayments will be based on how much you borrow. You will be provided with a loan that you can afford to repay. You won't be approved for a loan that you can NOT afford to repay.

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Is this secure & safe?

Yes. We help thousands of Pinoys get a loan each year. And we have not yet had any 1 issue reported to us. The services we provide are secure and online. Your information is cared for like it is our own.

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Who are you?

We are a company based in Quezon City, Manila. We match our clients to the right lenders. So you can have the best chances of approval and the quickest turn around time. We have partnerships with the biggest banks and lenders in the Philippines.

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